LATEST ARTICLES

What To Do During a Recession to Protect Your Money

Last March 2020, the International Monetary Fund or IMF has declared a global recession. Meanwhile, the GDP of the Philippines for the 1st Quarter of 2020 has contracted for the first time since 1989, that’s more than 20 years ago! With businesses in the country mostly on lockdown for most of the 2nd Quarter of 2020, it’s not surprising...

How to Travel Luxury on a Budget

With travel coming to a screeching halt in 2020, many people are itching to plan their 2021 adventures. Make the most out of this opportunity to finally get back out there by planning your trip now. After the year 2020, everyone deserves an amazing travel experience. Here are six ways that you can travel in luxury while still on...

The Income Matrix: An Analysis of the Different Types of Income

Financial security comes from having multiple sources of income. However, it’s also important to have diversity in the types of income that you have. For instance, working on a full-time job and two part-time jobs will give you multiple sources of income. But imagine how your life is if that’s the case; I’m sure you’re always exhausted from all...

Digital Banking in the Philippines: Best Features and List of Digital Banks

“Digital banking is the future of savings accounts,” claims a friend working in Singapore. I’m not surprised by his statement, for Singapore has the highest penetration rate for digital banks in ASEAN. That’s according to a study published by the global consulting firm, McKinsey & Company in 2015. From that same study of 13 Asian markets, the Philippines ranked...

Should we buy a campervan?

A campervan is a thing of beauty. The fact that you can drive away into the sunset to zone out for a little bit and recharge your social batteries is fantastic. Using a campervan, you can quickly get out of town, go to a friendly and serene camping site and enjoy some peace. The answer to if or not...

3 Financial Resolutions You Can Do For The New Year to Save More Money

The best time to think of a New Year’s resolution is in December because you’ll have time to find one that’s meaningful and achievable. Too often, people simply go to the default goal of “I’ll start saving money” for the new year, which isn’t exactly bad but it’s too vague to be actionable. What I mean is, how exactly...

Top Tips to Cut Your Tax Bill

Taxes are an inevitable part of life, and despite being a source of frustration and stress for many people, they do play a key part in maintaining the balance and flow of society as we know it. However, even though many people accept taxes as necessary, they still want to find ways to reduce the amount of tax they...

Buying Non-Essentials: How to Know If It’s Worth It

There’s no debate on how we should prioritize our necessities, to make sure that we first spend on our NEEDS before our WANTS. After successfully budgeting for our necessary expenses, it feels good to have money left for the non-essential stuff – things that are simply nice to have, especially if it’s something that we’ve been wanting for some...

7 Key Benefits Of Having A Life Insurance Policy

Life insurance is a vital part of protecting your family from financial disaster after you pass away. However, many people do not have it and are unaware of its importance. Many people believe that life insurance is too expensive, so some opt for nonprofit insurance options.  A life insurance policy can help protect your family’s financial future after you die. Not only can...

Learning online may be cheaper – but is it actually cost effective?

From exercise apps to online video tutorials from the likes of Lynda, it’s now possible to learn almost anything online. While this is great news for those seeking a more flexible and cheap education option, can the e-learning format provide a learning experience worth the cost? Here are three areas in which we the benefits of e-learning versus real...